EXEMPLE
United States. Congress. Joint:Jahrbuch Der Deutschen Shakespeare-Gesellschaft (32)
- exemplaire signée 2010, ISBN: 9781234484521
Livres de poche, Edition reliée
Berlin: Langenscheidtsche Verlagsbuchhandlung, 1911 Original cloth, 8vo. Signed by first President of Cornell University, Andrew Dickson White on front endpaper. Text in German. 437 pp. w… Plus…
Berlin: Langenscheidtsche Verlagsbuchhandlung, 1911 Original cloth, 8vo. Signed by first President of Cornell University, Andrew Dickson White on front endpaper. Text in German. 437 pp. with index, 16pp. ads. Ex-lib Cornell University, but only signs of this are a bookplate and sticker on FFEP, toned spot/residue from pocket on FFEP, and call number sticker on spine (no additional markings or stamps). 1" tear to cloth at head of rear joint. Mild tone to pages. Edgewear to spine extremities and board corners. Else VERY GOOD. . Signed by Andrew Dickson White . Hardcover. Very Good. 4to., Langenscheidtsche Verlagsbuchhandlung, 1911, RareBooksClub. Paperback. New. This item is printed on demand. Paperback. 100 pages. Original publisher: Washington: U. S. G. P. O. , 2010. LC Number: KF25 . E2 2009n OCLC Number: (OCoLC)613333786 Subject: Predatory lending -- United States. Excerpt: . . . 11 I applaud you, Mr. Chairman, and the entire Committee for in-troducing and reporting out H. R. 3230, a bill to provide relief for those companies through SBA emergency loans. However, that bill and your efforts go further than that. You have recognized that there are impediments for all small and middle market businesses to access capital in todays recessionary economic environment. Today, there is a severe credit shortage for these types of busi-nesses. Banks simply do not provide commercial financing to start-up small businesses, or to businesses without sufficient collateral, or to recent immigrants, or for loans that are deemed too small. Commercial lending becomes all that much more difficult as banks and bank regulators become more risk-adverse in an economic downturn. These small businesses only have two options: high in-terest credit card debt or SBA 7 ( a ) loans. Yet in todays low interest environment it is somewhat hard to determine who might be overcharging more, given the risk in-volved, the credit card company charging 18 percent or the SBA 1 charging as much as 3 2 points up front. Can you imagine taking 1 out a home loan today and paying 3 points for origination fees 2 But that is not all. Under the SBA program, that is not the only fee. Every year the SBA lender must pay to the SBA another 50 basis points in fees on the outstanding balance. In 7 years, this means the SBA is charging on some loans almost 7 percentage points in addition to annual loan interest. How many of you would like to take out a home loan and pay 7 points for it These fees are directly or indirectly paid by the borrower; and, in many instances, these fees are paid by no one because the fee prices alone are out of the reach of the potential borrower who could otherwise start or grow a successful busine. . . This item ships from La Vergne,TN., RareBooksClub<
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EXEMPLE
United States. Congress. Joint:Jahrbuch Der Deutschen Shakespeare-Gesellschaft (32)
- Livres de poche 2010, ISBN: 9781234484521
RareBooksClub. Paperback. New. This item is printed on demand. Paperback. 100 pages. Original publisher: Washington: U. S. G. P. O. , 2010. LC Number: KF25 . E2 2009n OCLC Number: (OCoL… Plus…
RareBooksClub. Paperback. New. This item is printed on demand. Paperback. 100 pages. Original publisher: Washington: U. S. G. P. O. , 2010. LC Number: KF25 . E2 2009n OCLC Number: (OCoLC)613333786 Subject: Predatory lending -- United States. Excerpt: . . . 11 I applaud you, Mr. Chairman, and the entire Committee for in-troducing and reporting out H. R. 3230, a bill to provide relief for those companies through SBA emergency loans. However, that bill and your efforts go further than that. You have recognized that there are impediments for all small and middle market businesses to access capital in todays recessionary economic environment. Today, there is a severe credit shortage for these types of busi-nesses. Banks simply do not provide commercial financing to start-up small businesses, or to businesses without sufficient collateral, or to recent immigrants, or for loans that are deemed too small. Commercial lending becomes all that much more difficult as banks and bank regulators become more risk-adverse in an economic downturn. These small businesses only have two options: high in-terest credit card debt or SBA 7 ( a ) loans. Yet in todays low interest environment it is somewhat hard to determine who might be overcharging more, given the risk in-volved, the credit card company charging 18 percent or the SBA 1 charging as much as 3 2 points up front. Can you imagine taking 1 out a home loan today and paying 3 points for origination fees 2 But that is not all. Under the SBA program, that is not the only fee. Every year the SBA lender must pay to the SBA another 50 basis points in fees on the outstanding balance. In 7 years, this means the SBA is charging on some loans almost 7 percentage points in addition to annual loan interest. How many of you would like to take out a home loan and pay 7 points for it These fees are directly or indirectly paid by the borrower; and, in many instances, these fees are paid by no one because the fee prices alone are out of the reach of the potential borrower who could otherwise start or grow a successful busine. . . This item ships from La Vergne,TN., RareBooksClub<
(*) Livre non disponible signifie que le livre est actuellement pas disponible à l'une des plates-formes associées nous recherche.
Predatory Lending and Reverse Redlining: Are Low-Income
- nouveau livreISBN: 9781234484521
United States Congress Joint,Paperback, German-language edition,Pub by General Books LLC Books Books Predatory-Lending-and-Reverse-Redlining~~United-States-Congress-Joint General Books LLC
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EXEMPLE
United States Congress Joint, Deutsche Shakespeare-Gesellschaft:Jahrbuch Der Deutschen Shakespeare-Gesellschaft (32)
- nouveau livre 2013, ISBN: 1234484528
[EAN: 9781234484521], Neubuch, [PU: Rarebooksclub.com], Language: eng, ger. Print On Demand.
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